A Smarter Way to Process Payments – The AASPMN Bankcard Service Advantage
When it comes to credit card processing, the lowest rate doesn’t always mean the lowest cost. Hidden fees, slow deposits and poor support can quietly drain profits from your shop.
That’s why AASPMN created the AASPMN Bankcard Service – an honest, transparent processing program designed specifically for members.
This program focuses on what really matters: low overall cost, reliable service and complete clarity.
Built for AASPMN Members
The AASPMN Bankcard Service delivers everything you need – without the surprise fees you don’t want.
Members enjoy:
• Online access to reports and transaction details
• Clear monthly processing statements
• Set-up assistance and terminal reprogramming
• Ongoing terminal operation support
And just as important – no fees for:
• Application or setup
• Minimum processing
• Annual or inactivity charges
• Terminal batch fees
That’s straightforward processing, exactly the way it should be.
Faster Deposits. Fewer Headaches.
All major card types – Visa, MasterCard, Discover and American Express – are combined into one simple deposit directly into your checking account. Funds are typically available in just one to two banking days, keeping your cash flow strong.
Need help? You’ll have access to a 24/7 toll-free support line, 365 days a year – because payment issues don’t wait for business hours.
Another member-friendly benefit: discount fees are deducted monthly instead of daily, making reconciliation easier and more predictable.
More Tools to Support Your Shop
The AASPMN Bankcard Service also offers optional solutions to help you operate more efficiently, including:
• Electronic check conversion
• Check verification or guarantee services
• Electronic gift cards
Compare Before You Decide
Choosing a processor is about more than percentages – it’s about the total cost of doing business. AASPMN members are encouraged to take advantage of a free, side-by-side comparison of their current processor versus the AASPMN program.
You may be surprised how much you can save.
For a no-obligation comparison or more information, contact Carley Phillips at the AASPMN Bankcard Center: (715) 254-2865 or (800) 888-1817, ext. 311 or
carleyp@midwesthardware.com.
Want more? Check out the February 2026 issue of AASP-MN News!